Services Tailored to Your Needs

We can help with your Small Business

Get the financing that’s right for you. Clarion Federal Credit Union can provide financing for your business needs including office, retail, or commercial space, equipment and automobiles and investment properties. Business Services include:

• Real Estate Loans
• Auto and Equipment Financing
• Lines of Credit
• Merchant Services
• Checking and Savings accounts

Want to open an account for your business? View the type of Business account you are interested in to see what items you need to bring with you:

Partnership / DBA / Sole Proprietorship

• Paperwork for the EIN / TIN number
• Partnership agreement (for partnership only)
• Valid photo ID and current address of owners and authorized signers

Corporation / S Corps

• Articles of Incorporation
• Paperwork for the EIN / TIN number
• Valid photo ID and current address of owners and authorized signers

Limited Liability Company (LLC)

• LLC Agreement / Articles of Organization
• Paperwork for EIN / TIN number
• Current Valid photo ID for owners and authorized signers

Club / Organization / Association

• Paperwork for the EIN / TIN number
• Meeting minutes and list of officers
• Fictitious name agreement of certification of formation (if applicable)
• Valid photo ID and current address for owners / officers and authorized signers

Online Bill Pay

Bill Pay is a free service offered to all Credit Union members. It’s a great way to set up automatic payments, track payments and manage finances all in one convenient place. Online Bill Pay is accessible through the online banking service and you must have a checking account to use the Online Bill Pay. Check out the free demo below:

Let us help you get there.

Whether it's a lifelong dream or a weekend getaway, Clarion FCU offers a variety of great savings options to help you get there. They're all NCUA-insured, so you know your money is safe.

Our savings accounts let you earn competitive interest rates while keeping your money totally liquid so you can get to it when you need it. We offer:

Savings Accounts

• Minimum of $5 to open an account
• Dividend bearing accounts

Share Savings and Investment Accounts

Choose the Savings or Investment Accounts you need to reach your financial goals. We also offer several Club Accounts for your no-excuses way to save.

• Minimum of $5 to open an account
• Vacation Club Account
• Christmas Club Account – Dividend bearing account

Other Services

• Limited Notary Service (members only)

Saver Squirrel Kids' Club

We provide a kids program called "Saver Squirrel". The "Saver Squirrel" program is offered to children of 12 years of age and under. Here is how the program works:

1. Stop in and open your child's account and ask for a Saver Squirrel Membership Card.
2. On each membership card there are 10 acorns, you will receive a stamp on each acorn per deposit(only one stamp per visit).
3. When your card is full, turn it in at one of our branch locations to be entered into quarterly drawings for prizes. You will receive another card to continue getting stamped for each deposit made.
4. Bring in your report card and get $2 for every A received and $1 for every B received. Report cards must be presented within 25 days after the last grading period. This is only valid for children from grades 1-6.

If you have any questions regarding our new kids club program please feel free to give us a call at (814) 226-5032.

*Participants must be a member of the Clarion Federal Credit Union

*Money awarded for core classes only.

Checking Accounts

Enjoy all the features and benefits of our Checking Account.

• No minimum Balance Requirement
• No Per Check fee
• MasterMoney Debit Card
• No-surcharge ATMs
• Overdraft Protection
• Direct Deposit
• Payroll Deduction*
• Second Chance Checking
• Reorder checks

*With participating companies only

Check images in Online Banking

For added convenience the Credit Union now gives you the ability to view your “paid check” images in the Online Banking product. The image will be provided in a pop up box when you click the check number link while viewing your history. This is a great feature for our members so they can have proof of payment or simply the knowledge that a check has cleared. Our Online Banking product is a must for a lot of members. There is no charge for Online Banking or the ability to view checks – there also isn’t any charge for the Bill Pay product within Online Banking either. Here at the Credit Union we keep trying to make things better and more convenient for you, our members.

If you wish to open an account please have the following items with you:

• Social Security Number
• Current valid driver’s license or photo ID with current address*
• If opening a joint account all parties must have all the information listed above.

*If you don’t have an address change card with current address you will need to provide a current utility bill with your current address.

You Dream, We Loan!

You Dream, We Loan! There are many money-saving advantages to purchasing a new home or refinancing your Mortgage Loan right now. By changing your current term and lowering your rate, you can easily save thousands of dollars over the lifetime of the loan! Call one of our experienced Loan Officers for rates and assistance with your various mortgage options.
Act Now!

Refinance with us and save!

We have what it takes when it comes to saving. If you have a high interest loan with another financial institution, you may be able to refinance it at our lower rates to save on interest and lower your monthly payments.

So why wait to purchase your home or refinance your mortgage?

Clarion Federal Credit Union offers a wide variety of loans at affordable rates. Are you looking for your first car, a new car or pickup, a motor home or RV? Are you purchasing or refinancing a home? Do you want to make use of the equity in your home?

You can expect all of our lending services to come with the prompt and friendly service you deserve as a member-owner of CFCU. We think our combination of outstanding service, great rates and convenience just can't be beat!

Our Lending Services include:

• Home Equity Loans (Fixed and variable rates)
• Mobile Home Loans
• Recreational Vehicle Loans
• Vehicle Loans (New / Used)
• Signature / Personal Loans
• Share / Savings Secured / CD Secured Loans
• First Lien Mortgage Loans - 15 year fixed, 30 year fixed and 30 year Adjustable Rate Mortgage (ARM). Applications are available at the Clarion and Brookville offices or you can apply online.

Please contact the Credit Union for current rates and details. Clarion Office: (814) 226-5032. Brookville Office: (814) 715-7160

Scholarships

The Clarion Federal Credit Union awards several thousand dollars worth of scholarships to qualified students each year. The opportunity to apply for the scholarships will take place annually from the beginning of January through the end of March, with the deadline of March 31. Scholarships will be awarded in May.

The following individuals were awarded scholarships in 2019:

• Elliette Park
• Jenna Stiller
• Madison Schill
• Alessandra Troese
• Noah Cyphert

Congratulations from everyone at the Credit Union and good luck on your future endeavors!

Who is Eligible?

To be eligible for a scholarship the candidate must:

• Be a member of Clarion FCU
• Be enrolled to attend one of a variety of post secondary institutions for the next school year. These include, but are not limited to: four year colleges, business colleges, graduate schools, technical schools, trade schools, and community colleges.
• Applicant must have maintained a 2.0 or higher QPA, "C" grade averge, or 80% grade average (current high school or college).

It's Easy to Apply!

To apply the candidate must:

• Submit a completed Scholarship Application Form. This is available online ( Click Here ) or pick up an application at the credit union location in Clarion or Brookville.
• Provide a current transcript*
• *need not be an official transcript

Previous winners are eligible and encouraged to apply.

Send application requirements to:

Questions should be directed to your school guidance counselor or the Credit Union at (814) 226-5032.

Telephone Banking

"AUTUMN" Automated Telephone System – Manage your finances any time of the day or night when you call Autumn at 1-866-890-2111 or 814-226-7928

Transfer funds between accounts, review account history, make loan payments, and more!

There is no cost to sign up. Simply use the keys on your phone pad and enter your Credit Union member number followed by the # sign. Then enter your PIN ( which is the last four digits of your social security number) followed by the # sign. You will then be prompted to enter a four digit Identification number (which can be any combination of numbers other than the last four digits of your social security number) followed by the # sign.

Calculators

For your convenience, we are providing several on-line calculators to assist you in your financial planning. Following the links below will take you to the calculator of your choice.

Our loan officers are waiting to assist you in every way possible. Please contact us today for assistance with your financial needs!